FHA Raises Insurance Premiums 02/28/2012 By: Carrie Bay The Federal Housing Administration (FHA) has seen its capital reserves quickly dissipate over the past few years amid a growing number of mortgage defaults and payouts on insurance claims. In an effort to bolster its capital cushion, the federal agency has announced a new premium structure for [...]

It’s not 1985 anymore.  Back then the only real marketing your agent could do for you was put your home in the MLS (other agents weren’t aware of it until next month when the “new” book came out), put a sign in your yard, maybe run an ad in the local paper.  Then came real [...]

The reason sellers do something like this is that they don’t understand there really is a difference between Realtors and real estate agents.  Yes there’s even a difference there, but that’s another conversation.  Let’s get back to a “friend” who has a real estate license and you make the assumption that all agents are the [...]

Here are 11 energy saving tax credits that you may be able to save some cash with before they expire.  Check them out. http://www.thedailygreen.com/going-green/tips/energy-tax-credits-2011#ixzz1d8wPlesC

I can’t count, nor would I want to, the number of times someone said to me “oh my sister just got her license and she’s going to help me find my house.” Huh?  Are you kidding me?  You’re going to hire someone fresh out of real estate school who has no experience, no knowledge of [...]

I go on a lot of listing appointments.  I don’t always win the listing and sometimes I’m glad I didn’t.  Recently I was at the home where the owners had been trying to sell it on there own.  Their reason?  They didn’t want to pay a Realtor.  There are several things going on here.  Let [...]

Seller’s disclosure said no problems – Times Union http://www.timesunion.com/local/article/Seller-s-disclosure-said-no-problems-2209579.php#photo-1656598 It’s imperative when looking to buy your next home that you hire an agent with experience and one who will offer multiple home inspection options. When selling your home this is the exact reason we’ve created and offer to all of our sellers our certified pre-owned [...]

Two separate housing reports came out in the last week which discussed different challenges facing the current real estate market. The first was CoreLogic’s Negative Equity Report and the second was JP Morgan Chase’s Home Price Monitor. Each report delivered via Houses Underwater: The Tide Is About to Rise.

Excellent move in ready featuring gorgeous hardwoods throughout. Updated kitchen and bath. Designer paint colors throughout. This home features a 3 season room that opens to the private rear yard and 1 car detached garage. All appliances are negotiable. The basement has a laundry area, work bench area and an unfinished room that could be [...]

I go on a lot of listing appointments each week.  I’ve met people in their homes, at Panera’s, at Dunkin Donuts, diners and our office.  This is something I hear all the time when we get to the part of the conversation relating to pricing their home.  “I need room to negotiate with my buyer”.  [...]