First Time Buyers: The Stats.

FHA Raises Insurance Premiums 02/28/2012 By: Carrie Bay The Federal Housing Administration (FHA) has seen its capital reserves quickly dissipate over the past few years amid a growing number of mortgage defaults and payouts on insurance claims. In an effort to bolster its capital cushion, the federal agency has announced a new premium structure for [...]

10 Surprising Reasons You Can’t Get a Home. Any interesting article from our friends at KCM.  Take a look.

Creating Wealth Through Homeownership – The Proof. We’ve all been told through the years that if you buy a home and live in it for 30 years then sell it you’ll have retirement money.  Here’s the proof.  Check it out.

      Mortgage Predictions for 2012. 2012 could bring some interesting changes to the mortgage industry.  See what our friends at KCM think.

Read what our friend at KCM have to say http://www.kcmblog.com/2011/12/28/best-post-of-2011-for-buyers/

NO!! Even if I’m the agent on the sign.  The listing agent is NOT going to give you a better deal.  You’re NOT going to receive a better deal from the seller because there’s only 1 agent in the transaction. NO, NOT, NEVER, EVER! It doesn’t work that way. The listing commission is agreed to [...]

Here are 11 energy saving tax credits that you may be able to save some cash with before they expire.  Check them out. http://www.thedailygreen.com/going-green/tips/energy-tax-credits-2011#ixzz1d8wPlesC

I can’t count, nor would I want to, the number of times someone said to me “oh my sister just got her license and she’s going to help me find my house.” Huh?  Are you kidding me?  You’re going to hire someone fresh out of real estate school who has no experience, no knowledge of [...]

The Capital District Business Review ranks schools annually by test scores.  I’m not sure that’s the best way to rank districts but for now it’s the only way we have.  Click this link.